AmaJova Payout Timelines

Benjamin Dobson

Last Update 2 months ago

At AmaJova, we ensure fast, secure, and fee-free payouts for service providers. The payout timeline depends on the payment method the client used to place the order. Below is a detailed breakdown of when you can expect to receive your earnings after order completion.

Payout Timelines by Payment Method

Client's Payment MethodLocal Payout Time (Working Days)Cross-Border Payout Time (Working Days)
Card Payments (Visa, Mastercard, Debit/Credit)T+3N/A
Bank Transfer PaymentsT+3N/A
Mobile Money (Varies by Network & Country)See table belowLocal Timeline + T+5
  • T+X means you will receive your funds within X working days after the order is marked as complete.

  • Weekends and public holidays are not counted in the processing time.

  • Cross-border mobile money payouts take an additional T+5 working days on top of the local timeline.

Mobile Money Payout Timelines (Local & Cross-Border)

If the client paid using mobile money, your payout timeline depends on the mobile network and country.
CountryMobile NetworkLocal Payout Time (T+X Working Days)Cross-Border Payout Time (T+X+5 Working Days)
KenyaSafaricom (M-Pesa) T+2T+7
UgandaMTN / AirtelT+2T+7
GhanaVodacom / Tigo / AirtelT+4T+9
Tanzania Vodacom / Tigo / AirtelT+3T+8
RwandaMTN / AirtelT+6T+11
ZambiaMTN / Airtel / ZamtelT+3T+8
CameroonMTN / OrangeT+3T+8
DRCVodacom / Airtel / OrangeT+11T+16
SenegalOrange / Free / ExpressoT+6T+11
BeninMTN / MoovT+5T+10
GabonAirtel / Moov / Libertis
MalawiAirtel / TNMT+11T+16
Sierra LeoneOrange / AfricellT+2T+7

How to Read the Payout Timelines

T+X means the payout will be completed within X working days after the order is marked as complete.


Cross-border payouts take an additional T+5 working days beyond the local timeline.

Bank Transfer Payouts

Payout Time: T+3 Working Days


  • If the client paid via bank transfer, your funds will be sent to your bank account within T+3 working days after the order is completed

  • No withdrawal fees apply—payouts are 100% free.

Factors That May Affect Payout Speeds

  1. Mobile Network Operator Delays – Some mobile money providers take longer to process transactions.

  2. Cross-Border Transactions – International settlements require an additional T+5 working days.

  3. Bank Processing Times – Some banks process transfers faster than others.

  4. Public Holidays & Weekends – These are not counted in payout timelines.

Frequently Asked Questions (FAQs)

1. How do I know when I will receive my payment?
  • Check the table above based on the payment method the client used to pay for the order.
2. What happens if my payout takes longer than expected?
  • If your payout is delayed beyond the expected timeframe, contact our support team for assistance.
3. Are there any fees for withdrawals?
  • No! AmaJova withdrawals are 100% free. There are no hidden fees or charges.
4. Can I get instant payouts?
  • Currently, all payouts follow the standard timelines, but we are working on faster withdrawal options.

If you have any payout-related questions, contact our support team via Live chat

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